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Shakey Bones

21 Ways To Improve Australia

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Can't wait to buy 100+acres, grow my own food, make my own fuel and electricity and never have to worry about money!!!!!!!!!!!!!!!!!!!!!!

You gonna go without the internet and TV too?

 

people managed it for how many years

If you want to destroy society, planes, cars, energy, all technology and live like that. NOTHING IS STOPPNIG YOU. You can go out, live off the land. Go for it. If that's what you really want, you can do it. I don't get people like you who yearn for some apocolypse to bring everyone onto a level playing field. You already can live like that.

 

21800425.jpg

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I'd add another point: get rid of dole or replace it with food stamps or something. Give money only to those who are temporarily out of employment and are actually looking for a job.

It's bullshit that all of us working australians pretty much pay taxes just to support people who don't want to work. Take their dole money away and let them rot imo, this isn't a f**king socialism...

 

This. Food stamps and an amount of required labour/work.

People on the dole, got housing commission, etc... what a joke.

 

Also, relocate housing commission to places that make sense. I pay $400pw to rent my apartment, because it's 10 minutes from the Parra CBD. Found out a few weeks ago that the building next to me is housing commission. Wtf. Some of the people there are retired and don't even work. Average apartment price is around $350-400k.

 

As for the original ideas raised...

 

17. Superannuation contributions increased to 18%…but not by the employer

Super should not be raised; I rather manage my own funds than let someone else call all the shots.

 

6. Eliminate State Governments

Yep. All NSW money goes elsewhere, so might as well put all the cash in one pot, and save some money in the meantime.

 

8. Ban compulsory Voting. Instead, only those that qualify get to Vote

Bad idea. When people don't have to vote, they often don't, and radical parties can get voted in.

This has been proven historically, and the compulsary vote was introduced to combat it.

 

9. Financial Planning Commissions banned

Yep. Some are closer to scams, and none are accountable for results. If I setup a pyramid scheme, it collapses and everyone loses their money, I go to gaol.

 

And my last one, maybe I'm missing the mark or just plain racist but I want Australia to filter these immigrants moving in from their overpopulated crappy countries and doing whatever harm it is that they do (buying up our property, bringing their shit religions, purposely leeching off the dole and having 10 kids, disrespecting our culture, acting like animals, being over present and having an undeserved sense of entitlement). I don't need to mention any ethnicity/race/religion, we all have our reservations about each of them if we're brave enough to admit it and I think it's time people were a bit more open about their racial prejudices, because these people are from countries that wouldn't have us, and unashamedly couldn't care less about us. I'm not saying we need to close the gates or be racist simpletons, I just think that we need to adjust the way we react to certain ideals (policies) because we have a good country and we shouldn't let it deteriorate because we're scared to point the finger at a problem in fear of being called racist.

 

You're not at all racist; there are huge problems associated with immigration that Western culture is too PC to deal with.

 

England opened the immigration flood gates to Jamaicans and Pakistanis nearly 40 years ago, and it rapidly f**ked the country. I've hear all about it from my folks, and seen it for myself when I was there last. The Jamaicans had zero interest in working, whereas the Pakistanis formed segregated communities and spread religious hate messages [about westerners] within their community. Many people were exceptions to this, but nowhere near enough.

 

Australia is repeating this mistake with Indians and Arabs/Pakistanis/Muslim Lebanese. I say this having friends and colleagues of all 4 races, and even they agree.

Not to mention the issues said cultures cause where I live and the surrounding suburbs.

 

I honestly think Western culture is its own worst enemy, accomodating people who would like nothing more than to see your entire race burnt or enslaved.

Of course, not all are like this, so it wouldn't be right to simply cut off all immigration. However, there are enough issues brewing to warrant concern and careful consideration.

 

What this guy said about getting people from western countries is a good idea. Apart from the ease of assimilation, you actually have accurate records by which to assess candidates.

Good luck finding out info on refugees and those from the third world. Many countries don't even have birth certificates (Jamaica for example).

Edited by pmod

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I'd add another point: get rid of dole or replace it with food stamps or something. Give money only to those who are temporarily out of employment and are actually looking for a job.

It's bullshit that all of us working australians pretty much pay taxes just to support people who don't want to work. Take their dole money away and let them rot imo, this isn't a f**king socialism...

 

This. Food stamps and an amount of required labour/work.

People on the dole, got housing commission, etc... what a joke.

 

There is actually a dole card coming in very soon that forces them to spend half of their money on essentials like food and other groceries.

 

People are already whining that it "treats adults like children".

f**k you i say, you behave like children you can be treated like one. These retards blow all their money on pokies and grog then have nothing left and cry "we need more money, this aint enough to live off".

Fact is if they stopped pissing it up the wall on smokes and beer they would be fine.

 

 

21800425.jpg

 

:lol: :lol: :lol: :lol:

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It heavily depends on the area.

 

I paid $195K for my place. It's only a 2 bedroom joint, but by no means a dump. On a quater of an acre, detached double garage, in rural NSW, only 1km or so from the Hume Hwy.

 

I used the $14K first home owner's grant (back in the day) for the deposit, but I was on $630 clear a week, and my repayments were around $250 a week at the time.

 

How long ago was that?

 

I didn't say you could not find a house for $150k, simply that it would be hard. You would also have to make some significant lifestyle changes as any job paying enough to fund a mortgage is generally based too far away from any area where houses are that cheap.

 

I wasn't having a dig :) That was just over 3 years ago. I got pretty lucky with it, to be honest. It's not too far away from the action, but far enough.

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We have food stamps. Drug f**ked people get them - At least at Semaphore (lol).

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Also agree with the "basics card"

I watched the story on it Tuesday night and I think they portrayed the benefits very well.

 

IMO if you wanna piss your money against the wall and be a bar fly every night, burn it all on durries, play pokies to the early morning or get f**ked up on drugs all day then go out and get a jerbb.!! Why should our income tax support others and there shitty lifestyle choices.

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My laaaaaaand... Ya dumb dog!!!

 

Dumbass.

 

If you're ever in the UK, go visit a Council Housing Estate and see how you feel about the mass introduction of ethnocentric races/cultures that don't want to work or assimilate.

It ain't a fun place to be, and some parts of Australia are heading that way.

 

I'm all for new and interesting people, who want to embrace Aussie culture, learn English, and better themselves.

Fact of the matter is that not everyone who comes here does. I can only assume you disagree purely because I'm white.

Edited by pmod

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My laaaaaaand... Ya dumb dog!!!

 

Dumbass.

 

If you're ever in the UK, go visit a Council Housing Estate and see how you feel about the mass introduction of ethnocentric races/cultures that don't want to work or assimilate.

It ain't a fun place to be, and some parts of Australia are heading that way.

 

I'm all for new and interesting people, who want to embrace Aussie culture, learn English, and better themselves.

Fact of the matter is that not everyone who comes here does. I can only assume you disagree purely because I'm white.

 

I have viewed hours of england settled Islamic extremist videos and it ain't pretty.

There's only one view I have for the culture and that is no matter how much you think they can't, they can and will come to your country and intend to force there ways/belief and religion on you.

Even if it takes 100 years.

 

Prayer rooms/halal chicken at KFC/the attempt to allow Islamic law etc etc is just the beginning.

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My laaaaaaand... Ya dumb dog!!!

 

Dumbass.

 

If you're ever in the UK, go visit a Council Housing Estate and see how you feel about the mass introduction of ethnocentric races/cultures that don't want to work or assimilate.

It ain't a fun place to be, and some parts of Australia are heading that way.

 

I'm all for new and interesting people, who want to embrace Aussie culture, learn English, and better themselves.

Fact of the matter is that not everyone who comes here does. I can only assume you disagree purely because I'm white.

Search bogan vs aboriginal on YouTube before posting what you and you'll understand my post was a joke....

 

I am in no way against assimilation into western society, actually my last 2 posts showed how good we have it here,

 

Mayhaps you should buy a Jenny Craig frozen meal and lighten the f**k up man..

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You ignorance is astounding, most people cannot afford to put themselves through college in America, they don't have HECS they have greedy banks charging huge interest on student loans which most cannot afford to pay back. I have a friend who has a phD in psycology from an American university and it cost her close to 300k, mine will be closer to 50k and that's with three degrees and 0 interest.

 

150 million Americans had jobs last year, that means there are more than 100 million that did not, it's not easy to get a job there at the moment and even professional people employed in long term positions have been terminated and are unable to find work. Those that worked their asses off only to be dragged down with the rest of the economy and forced to work in menial minimum- wage jobs just to put food on the table, whilst losing everything they worked for. You only get unemployment in America for so long, irregardless of previous social or economic standings.

 

It is amazing the bubble that most of the people posting in this forum live within, go and get some perspective before spewing forth rampant ignorance.

 

I didn't make it clear but I was actually referencing how Australia should have a lower minimum wage.

 

A lower minimum wage? What would that benefit Australian workers?

Minimum wage is 13 an hour? (Correct me if I'm wrong) That's pretty shit pay.

If anything big companies should increase wages.

 

Also someone above said something about buying a house. I totally agree, most people (singles/couples) could own a house if they know how to manage spending/savings.

Most mortgages I know are about $1,000 a month or slightly higher. I'm sure people can afford $250 a week.

 

$1,000 a month would roughly cover a $150,000 loan.

Good luck buying a house with that.

 

Depends on your income and how stable your job is.

Think the loan is calculated on your deposit amount and your YTD pay from your payslip.

 

You can pay $1k a month for a mortgage, a lot of people do. I know my close family bought a brand new house, think it was about $380k? And they pay $1k, plus $500 as extra payment. (I know cause I translated for them at the bank)

This was 3 years ago. Not too sure if much has changed at the moment.

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They would be paying interest only. There would be very few banks that would let you do that with your first home, it is the sort of thing that is only reserved for investment properties.

It also means you will forever be at the mercy of variable interest rates.

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Don't think it's just interest. They pay about $500 extra on top of their monthly payment.

Well, that's buying a house, and pretty much minimal payment. It takes longer to pay off, but my point is, you can buy a house and pay as much as you would renting.

They are with ANZ as well.

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Don't think it's just interest. They pay about $500 extra on top of their monthly payment.

Well, that's buying a house, and pretty much minimal payment. It takes longer to pay off, but my point is, you can buy a house and pay as much as you would renting.

They are with ANZ as well.

 

you're on the point there mate,

 

ATM I'm waiting for my crib to be built, but when it's done I'll be paying about 40 bucks more a week than what I am paying now, I already have to pay water/power, the only extra is rates, that total to about 1600 a month in repayments.

 

But f**k it ,I'll be chillaxing in my own pool soon enough anyways..

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Not paying HECS? That is a preposterous idea, that would cause the government and universities to offer LESS courses rather than more. The government would technically have LESS money to spend on other areas (like paying teachers more) because they are paying 100% of Australian University fees. The universities struggle as it is, let alone if they have to start giving out free education. That would simply mean less positions, less jobs, less research money (leading to even less jobs) etc. etc. The university can afford to absorb the entire cost of my phD, whilst paying scholarship holders 30k per year, make education free and this dissapears.

 

And medicine programs are not restricted by funding but by levels set to maintain the high standards required for entry into the programs.

 

I see the point you are trying to get at.

 

offset the cost by charging what is fair and decent for the minerals and timber taken out of our ground. problem solved.

 

hell nationalize the mining sector.

 

Yes, nationalising the mining sector is a great idea because the government has a great financial track record and a history of efficiency...

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Don't think it's just interest. They pay about $500 extra on top of their monthly payment.

Well, that's buying a house, and pretty much minimal payment. It takes longer to pay off, but my point is, you can buy a house and pay as much as you would renting.

They are with ANZ as well.

It also depends on how big their deposit was.

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True, a deposit of $20-50k depending on how much the home costs. (Not exceeding $500,000)

 

All the bank really needs is to see a nice fat deposit, which for an average income is easily saved up in 2-3 years time.

When the bank sees that you have a deposit they know you can 1, save up and 2, have a steady income.

 

Anyways we are getting a little off topic lol. Let's improve Australia :lol:

Edited by Rolled Cambers

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True, a deposit of $20-50k depending on how much the home costs. (Not exceeding $500,000)

 

All the bank really needs is to see a nice fat deposit, which for an average income is easily saved up in 2-3 years time.

When the bank sees that you have a deposit they know you can 1, save up and 2, have a steady income.

 

Anyways we are getting a little off topic lol. Let's improve Australia :lol:

 

In order for you to get a loan without paying Lender's Mortgage Insurance you need to have a 20% deposit.... if you borrow 90% LMI could be $5-6000 +

 

That is $100k on a $500k house...

 

On top of that you need Stamp duty ~$20k

Legal Fees ~$1200

 

if you look at the median wage vs median house price for an indication of how relatively expensive housing is since your parents bought a house it is pretty shocking...

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Not paying HECS? That is a preposterous idea, that would cause the government and universities to offer LESS courses rather than more. The government would technically have LESS money to spend on other areas (like paying teachers more) because they are paying 100% of Australian University fees. The universities struggle as it is, let alone if they have to start giving out free education. That would simply mean less positions, less jobs, less research money (leading to even less jobs) etc. etc. The university can afford to absorb the entire cost of my phD, whilst paying scholarship holders 30k per year, make education free and this dissapears.

 

And medicine programs are not restricted by funding but by levels set to maintain the high standards required for entry into the programs.

 

I see the point you are trying to get at.

 

offset the cost by charging what is fair and decent for the minerals and timber taken out of our ground. problem solved.

 

hell nationalize the mining sector.

 

Yes, nationalising the mining sector is a great idea because the government has a great financial track record and a history of efficiency...

 

better than the bankers

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My laaaaaaand... Ya dumb dog!!!

 

Dumbass.

 

If you're ever in the UK, go visit a Council Housing Estate and see how you feel about the mass introduction of ethnocentric races/cultures that don't want to work or assimilate.

It ain't a fun place to be, and some parts of Australia are heading that way.

 

I'm all for new and interesting people, who want to embrace Aussie culture, learn English, and better themselves.

Fact of the matter is that not everyone who comes here does. I can only assume you disagree purely because I'm white.

Search bogan vs aboriginal on YouTube before posting what you and you'll understand my post was a joke....

 

I am in no way against assimilation into western society, actually my last 2 posts showed how good we have it here,

 

Mayhaps you should buy a Jenny Craig frozen meal and lighten the f**k up man..

 

My bad, didn't click to the reference. I've seen that one too.

 

I retract my comment. :hug:

Edited by pmod

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better than the bankers

 

Last I checked, "the bankers" didn't own all the mining companies.

Our politicians have consistently failed to see past a single term of government

 

Don't let me ruin your fun though, you seem to be having a great time blaming all of the world's problems on the popular scapegoat of the day "the bankers".

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better than the bankers

 

Last I checked, "the bankers" didn't own all the mining companies.

Our politicians have consistently failed to see past a single term of government

 

Don't let me ruin your fun though, you seem to be having a great time blaming all of the world's problems on the popular scapegoat of the day "the bankers".

 

they not on top of the list but defiantly up there. simple fact is they store the money so in the end they control it.

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better than the bankers

 

Last I checked, "the bankers" didn't own all the mining companies.

Our politicians have consistently failed to see past a single term of government

 

Don't let me ruin your fun though, you seem to be having a great time blaming all of the world's problems on the popular scapegoat of the day "the bankers".

 

they not on top of the list but defiantly up there. simple fact is they store the money so in the end they control it.

 

If you want to go to the top of the tier shouldn't you be blaming all of lifes problems on the jews or the illuminati?

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My laaaaaaand... Ya dumb dog!!!

 

Dumbass.

 

If you're ever in the UK, go visit a Council Housing Estate and see how you feel about the mass introduction of ethnocentric races/cultures that don't want to work or assimilate.

It ain't a fun place to be, and some parts of Australia are heading that way.

 

I'm all for new and interesting people, who want to embrace Aussie culture, learn English, and better themselves.

Fact of the matter is that not everyone who comes here does. I can only assume you disagree purely because I'm white.

Search bogan vs aboriginal on YouTube before posting what you and you'll understand my post was a joke....

 

I am in no way against assimilation into western society, actually my last 2 posts showed how good we have it here,

 

Mayhaps you should buy a Jenny Craig frozen meal and lighten the f**k up man..

 

My bad, didn't click to the reference. I've seen that one too.

 

I retract my comment. :hug:

 

All good bud.. (insert Oprah reconciliation moment here) hehe,

 

But you're right.. Too many second gen migrants whine about how the system ignores them, yet they'd be eaten alive in their homeland..

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better than the bankers

 

Last I checked, "the bankers" didn't own all the mining companies.

Our politicians have consistently failed to see past a single term of government

 

Don't let me ruin your fun though, you seem to be having a great time blaming all of the world's problems on the popular scapegoat of the day "the bankers".

 

they not on top of the list but defiantly up there. simple fact is they store the money so in the end they control it.

 

If you want to go to the top of the tier shouldn't you be blaming all of lifes problems on the jews or the illuminati?

 

While the corporations, sit at their corporate desks, and look all corporationy...

 

I wouldn't blame the Jews either, they're good with money, heck they experience genocide due to it.. And I don't mind ambigrams....😁

 

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i blame society's view of only looking out for themselves not everyone as a whole and how its been twisted around to let the weak control the strong.

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I think you mean the smart control the dumb.

Physical traits mean nothing any more, they haven't played a significant role in you position in society since we moved out of the cave and ditched the bear pelt.

 

And it's all good and well to expect people to live by the honor system of "play nice and fair" but it just takes one bad person for that system to fall over.

 

The world is the way it is because of reality, nothing more.

 

:edit:

 

And you can talk all you like about your righteous views and un-bending loyalty, but if somebody was to approach you tomorrow and offer you 50$ million to sell out all your friends and abandon all of your values, you would do it.

Everybody has a price, and i think you would be disgusted to learn how low yours really is.

Edited by Chappy

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i blame society's view of only looking out for themselves not everyone as a whole and how its been twisted around to let the weak control the strong.

 

How many times can you say you've looked out for another? I doubt you'd be able to count them with one hand let alone two.

 

There are countless members of this society you so freely criticize who devote time, funding and resources to the aid of others, I myself would go so far as to give a homeless dude 20 bucks if they look like they need it, I have done so, mind you I was drunk at the time hehe.

 

The problem is there are too many people who complain about the way things are, and not enough people to pave a better way...

 

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True, a deposit of $20-50k depending on how much the home costs. (Not exceeding $500,000)

 

All the bank really needs is to see a nice fat deposit, which for an average income is easily saved up in 2-3 years time.

When the bank sees that you have a deposit they know you can 1, save up and 2, have a steady income.

 

Anyways we are getting a little off topic lol. Let's improve Australia laugh.png

 

In order for you to get a loan without paying Lender's Mortgage Insurance you need to have a 20% deposit.... if you borrow 90% LMI could be $5-6000 +

 

That is $100k on a $500k house...

 

On top of that you need Stamp duty ~$20k

Legal Fees ~$1200

 

if you look at the median wage vs median house price for an indication of how relatively expensive housing is since your parents bought a house it is pretty shocking...

Yeah pretty much this.

 

There's no chance of getting a load if you don't have at least 10%. And even if you have 10%, it's better to have at least 20% deposit. Otherwise you'll be paying that lender's insurance and the extra interest of such a large percentage loan.

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Our politicians have consistently failed to see past a single term of government

 

Desperate power grabs to insure you stay in for the next term - so no useful infrastructure gets built, or if it does it gets ripped apart by the next government RIP Mats plan. (come at me liberal fans who say they make more money than labor... good investments yeah?).

 

As for the "bankers", how would you live without a system that houses and regulates the flow of money. Sure it's flawed, etc. but as long as we all pretend it works... (oh wait, that didn't work either).

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